Calif. median home price - September 08: $316,480 (Source: C.A.R.)

Calif. highest median home price by C.A.R. region September 08: Santa Barbara So. Coast $935,000 (Source: C.A.R.)

Calif. lowest median home price by C.A.R. region September 08: High Desert
$159,720 (Source: C.A.R.)

Calif. First-time Buyer Affordability Index - Second Quarter 08: 48 percent
(Source: C.A.R.)

Mortgage rates - week ending 11/13/08

 30-yr. fixed: 6.14% Fees/points: 0.7%
15-yr. fixed: 5.81% Fees/points: 0.7%
1-yr. adjustable: 5.33% Fees/points: 0.5%(Source: Freddie Mac)

 Just the facts ma’am…